Question 1: What is it?
We briefly covered this question above, but let’s go further into the details here. DPC is a model in which patients pay their doctor directly, rather than working through an insurance company, filing claims, and paying co-pays. DPC membership and visits also boast other benefits such as decreased cost for laboratory work and lower rates for procedures such as x-rays. A simple way to describe this model is as a healthcare system that cuts out the middleman that is present in a normal model with insurance playing a role.
Question 2: What’s the cost?
A big question on the minds of employers providing this benefit as well as employees who contribute to the cost of their healthcare is how much DPC actually costs. While this varies on a case-by-case basis, it by and large is a highly affordable way to attain quality healthcare. DPC patients pay a monthly retainer for doctor care and there can also be additional costs associated with the service for items like basic procedures. DPC offers a large savings than what insurance premiums and co-pays entail.
Question 3: What about specialist visits?
One question that comes up a lot surrounding DPC healthcare revolves around specialists visits. People would like to ensure that they can continue to receive care for things like dermatology and so on. This questions brings up a highlight of DPC. Instead of having to jet around town to visit a range of doctors to cover all of your medical needs, most DPC physicians are able to provide care in all the departments that you need! This means an improved doctor-patient relationship and a more convenient method of receiving care for patients. We call that a win-win!
Question 4: Is it the same as concierge medicine?
This question comes up a lot, but DPC is actually different than concierge medicine in a couple ways. The first is that concierge medicine accepts insurances and has that “middle man” present, unlike the DPC model. Second, DPC is more affordable and the monthly rates are typically more reasonable in DPC than they are in concierge medicine.
Now that you’ve heard the low-down on all of the most common questions surrounding DPC, you have a solid baseline to help you explain it to your employees. To learn more about it and understand the different ways DPC can be incorporated into your company’s benefits plans, call us today.